Terms and conditions

Copyright

All rights to the information provided through or on this website including, but not limited to: data, texts, news, graphics, drawings, photos, illustrations, pictures, logos, services and any mention or arrangement thereof are reserved by LIBRA INTERNET BANK S.A..

The content of this site may not be reproduced, republished, copied, translated or modified in any way, in whole or in part, without the express prior permission of LIBRA INTERNET BANK S.A..

Exceptionally, separate parts of this site may be stored or copied on a personal computer if such parts are intended for personal use, and any commercial or other use is prohibited. This clause represents no assignment or transfer of copyright belonging to LIBRA INTERNET BANK S.A.

In case of breach of these terms and conditions by users, LIBRA INTERNET BANK S.A. may take for the recovery of damages any legal measure deemed necessary, and for its protection may block the access of any user to this site.

Use of the website

This website can be used by clients or partners of LIBRA INTERNET BANK S.A. as well as by any other persons seeking to benefit from the services of LIBRA INTERNET BANK S.A. or to learn about them.

LIBRA INTERNET BANK S.A. retains the right to change the content and/or structure of the website at any time and without prior notice.

No information on this website shall be considered as an offer of products or services in general and banking, insurance, leasing, stock exchange products, although LIBRA INTERNET BANK S.A. makes every effort to provide its clients or partners with up-to-date information. LIBRA INTERNET BANK S.A. does not certify or warrant that this website will operate without errors or interruptions.

Messages sent to LIBRA INTERNET BANK S.A. by e-mail may not be secure. LIBRA INTERNET BANK S.A. recommends not to submit confidential information to LIBRA INTERNET BANK S.A. by e-mail. If messages were sent to LIBRA INTERNET BANK S.A. by e-mail, users accept the risk that the message may be intercepted, misused and modified by a third party.

Therefore LIBRA INTERNET BANK S.A. cannot be held liable for any damage caused to the user.

Confidentiality

All data collected during visits to the website are processed in accordance with the legal provisions valid in Romania.

LIBRA INTERNET BANK S.A. undertakes not to disclose any information about users' visits to the website, except for legal purposes. LIBRA INTERNET BANK S.A. shall not disclose to any third party the personal data entered on the www.librabank.ro website in accordance with these "Terms and Conditions".

Changes to this Privacy Policy that occur from time to time will be posted on this website without prior notice. The "Terms and Conditions" are in their entirety an agreement between visitors or users and LIBRA INTERNET BANK S.A. regarding the use of www.librabank.ro.

Collection and processing of personal data

In accordance with Regulation (EU) No 679 of April 27, 2016 on the processing and free movement of personal data (hereinafter "GDPR"), applicable from May 25, 2018, LIBRA INTERNET BANK SA, with its office in str. Semilunei no. 4-6, sector 2, Bucharest, as "Controller", handles your personal data in good faith and for explicit purposes.

Any person using the www.librabank.ro website who provides personal data or information to the bank is informed that LIBRA INTERNET BANK SA processes personal data and information for market research purposes or for the transmission of promotional material specific to direct marketing operations, after obtaining the express consent of the data subjects; the bank carries out staff recruitment operations (see page CAREER of the website); data collection for carrying out operations through LIBRA WEB BANKING, the solution offered by the bank to requests, questions and complaints addressed to the bank (see page CONTACT of the website).
In accordance with the provisions of the mentioned regulation, you have the following rights: the right to information, access, rectification of data, restriction of processing, data portability, the right not to be subject to automated individual processing and the right to lodge a complaint with the supervisory authority.

The website user also has the right to object to the processing of personal data and to request the deletion of information relating to his/her person, under the conditions provided for in Articles 17 and 21 of the GDPR. Registration on the website www.librabank.ro implies acknowledgement of the above-mentioned rights.

I hereby understand that the Bank shall process the information indicated in point 1 below in its own records (as "processing" is defined by Regulation (EU) 2016/679 on the protection of individuals with regard to the processing of personal data and on the free movement of such data). I am informed that, upon completion of the processing operations of the information indicated in item 1 below, the Bank will archive the information indicated in item 1 below in accordance with the provisions of the Law no. 656/2002 for the prevention and sanctioning of money laundering, as well as for the establishment of measures to prevent and combat the financing of terrorist acts, of the NBR Regulation no. 9/2008 on customer knowledge for the prevention of money laundering and terrorist financing, as well as of other applicable laws.

  • 1. Processed information:
a) personal data having an identification function*
b) information on the inadvertencies found in the documents/statements submitted to the Bank**

*includes information related to the client's first and last name, date of birth, personal identification number, address, telephone number, employer's name, date of employment, occupation, etc.
**includes information on the documents/statements submitted to the Bank by individuals at the time of application, contracting, modification of conditions or during the follow-up of a credit, similar or insurance product and consisting of erroneous information, faulty documents, inconsistencies with other documents submitted.

  • 2. I declare that I am aware of the provisions of the General Data Protection Policy.

  • 3. I am aware that I can exercise all my rights under the GDPR, namely the following rights:

a) Right of access to data: the right to obtain from the Bank, upon request and free of charge, confirmation as to whether or not data relating to me is being processed by the Bank. This right can be exercised by sending a request to the following e-mail address protectiadatelor...librabank.ro, with a clear mention of the name.
b) Right of rectification: the right to have incomplete or inaccurate data rectified or updated.
c) Right of opposition: the right to object, on grounds relating to my particular situation, to the processing of data concerning me. LIBRA INTERNET BANK S.A. will continue the processing if it has a legal obligation to do so or in cases where it demonstrates a legitimate interest overriding my interests, rights and freedoms or the purpose of the processing is the establishment, exercise or defense of legal claims.
d) Right of erasure: The bank is obliged to delete the personal data of the data subject without undue delay if one of the cases mentioned in Article 17 GDPR applies.
e) Right to restriction of processing: may be obtained by data subjects under the conditions laid down in Article 18 of the GDPR.
f) Right to data portability: the data subject has the right to obtain the personal data provided to the Bank in a structured format and to provide this data to another controller.
g) The right not to be subject to any automated individual decision-making process: the right not to be subject to any decision based solely on automated processing, including profiling, which produces legal effects concerning the data subject.
h) The right to address the supervisory authority: the right to lodge a complaint with the National Supervisory Authority for Personal Data Processing in order to defend the rights guaranteed by law.

I have read the above and I agree with these statements.

Official contact details

Name: LIBRA INTERNET BANK SA
Legal form: JOINT-STOCK COMPANY
Subscribed and paid-up share capital: 462.616.000 RON
Registered office: Calea Vitan no. 6-6A, sector 3, Bucharest, zip code 031296, Romania
Trade Registry number: J40/334/1996
Sole registration code: 8119644