Useful information Covid-19

In accordance with the provisions of GEO 37/2020 by which the clients affected by the COVID -19 pandemic may request the suspension of the payment of the rates (principal, interest and related commissions), we inform you that we will provide the following ways to send us any requests, within 45 days from the entry into force of the respective government ordinance:

1. For loans granted to individuals:

The request will include:

  • Name and surname of the debtor (the holder of the credit agreement)
  • PNC
  • The requested period of suspension (1-9 months, but not exceeding December 31, 2020)
  • Suspension type: total (principal, interest and commissions) / partial (from payment of principal rates) / partial from payment .....), with monthly payment of a minimum amount of ...
  • Applicable: for all credits / for the next or following credits ...
  • Statutory declaration (which will specify how the own or family members' income was affected - spouse, parents or children living in the same households - as a result
  • of the situation generated by the COVID-19 crisis, respectively technical unemployment , dismissal, reduction of salary, quarantine, isolation at home, illness COVID-19, etc.)

Eligibility:

  • The loan was contracted before GEO 37/2020, respectively until 30.03.2020 included
  • The loan had no final maturity before GEO 37/2020, respectively until 30.03.2020 included
  • The loan was not declared in due date until 30.03.2020 included
  • The loan did not register arrears until 16.03.2020 (the date of the establishment of the state of emergency on the territory of Romania) or if arrears were registered they were paid until the date of the request to suspend the payment of the installments

Download here the required statement.

2. For loans granted to clients PFA, II, IF, liberal professions or other professions that are practiced under special laws:

The request will include:

  • Name of debtor
  • URC/PNC
  • The requested period of suspension (1-9 months, but not exceeding December 31, 2020)
  • Suspension type: total (principal, interest and commissions) / partial (from payment of principal rates) / partial from payment .....), with monthly payment of a minimum amount of ...
  • Applicable: for all credits / for the next or following credits ...
  • Statutory declaration (by which it will be specified how the incomes from the activity were affected as a result of the situation generated by the COVID-19 crisis, namely the restriction of the sales market, the reduction of the number of employees, the decrease of the number of suppliers, etc.).

Eligibility:

  • The loan was contracted before GEO 37/2020, respectively until 30.03.2020 included
  • The loan had no final maturity before GEO 37/2020, respectively until 30.03.2020 included
  • The loan was not declared in due date until 30.03.2020 included
  • The loan did not register arrears until 16.03.2020 (the date of the establishment of the state of emergency on the territory of Romania) or if arrears were registered they were paid until the date of the request to suspend the payment of the installments
  • The Company is not insolvent at the date of the request

Download here the required statement.

3. For loans granted to clients legal entities (the other categories):

The request will include:

  • The Company's name
  • URC
  • The requested period of suspension (1-9 months, but not exceeding December 31, 2020)
  • Suspension type: total (principal, interest and commissions) / partial (from payment of principal rates) / partial from payment .....), with monthly payment of a minimum amount of ...
  • Applicable: for all credits / for the next or following credits ...
  • Emergency certificate issued by the Ministry of Economy, Energy and Business Environment
  • Signed or sent by the legal representative

Eligibility:

  • The loan was contracted before GEO 37/2020, respectively until 30.03.2020 included
  • The loan had no final maturity before GEO 37/2020, respectively until 30.03.2020 included
  • The loan was not declared in due date until 30.03.2020 included
  • The loan did not register arrears until 16.03.2020 (the date of the establishment of the state of emergency on the territory of Romania) or if arrears were registered they were paid until the date of the request to suspend the payment of the installments
  • The Company is not insolvent at the date of the request

Download here the required statement.